Financial Highlights

Since 2001, SIS has invested over £71 million in more than 350 organisations. While growing and developing the range of funds, products and support SIS has on offer, our focus remains the same: providing excellent service and bespoke solutions to our customers. Lending from just £10,000, we help organisations – no matter how big or small – sustain and grow their social and economic impact.

2018/19 Total Loans by Volume

2018/19 Total Loans by Value

50% of our loans drawn this year were smaller than £50k

SIS (Community

Our core loan fund provides a range of flexible loans from £10,000 to £250,000, including our bridging loan product.

Scottish Investment
Fund (SIF)

This Scottish Government backed £31.8 million fund has invested in 67 organisations in a range of sectors across Scotland. The fund is fully invested.

Social Growth
Fund (SGF)

A £16 million partnership between the Scottish Government and Big Society Capital, SGF provided loans from £100,000 to £1.7 million. This fund is now closed, however, you can find out more about its second phase, worth £17 million, here.

Community Capital

Designed to support early-stage social enterprises looking to access social investment for the first time. This fund is now closed.

SIS Community

This innovative fund (using social investment tax relief) benefited social enterprises looking to scale. It is fully invested.

Community Investment
Enterprise Facility (CIEF)

Funded by Big Society Capital, this £30 million facility invests in social lenders (CDFIs) across the UK to help small businesses create positive impact.

Credit Fund

With investment from the Carnegie UK Trust and the Scottish Government, this £2 million fund helps not-for-profit lenders provide affordable credit to low-income borrowers.

Since 2001

 SIS (Community Finance)Scottish Investment FundSocial Growth FundAsda Community CapitalSIS Community CapitalCommunity Investment
Enterprise Facility (CIEF)
Affordable Credit FundTotals
Investments issued (£)22,077,10816,279,03710,435,9501,491,294399,0004,180,000500,00055,362,388
Grants issued (£)16,269,07816,269,078
Number of new customers25046204531365
Number of loans269911435731420
Average loan amount (£)82,071357,672745,42542,60857,0001,393,333500,000170,551
Total invested (£)
(as at 31/03/2019)

Financial highlights table since 2001

Annual Accounts

Our latest annual accounts can be found here.

Aeris Rating

SIS was the UK’s first Responsible Finance provider to undertake Aeris’ comprehensive, third-party, credit-rating assessment.

Buy Social


of SIS suppliers are social enterprises.

SIS Ventures

Launched in 2018, SIS Ventures invests in impactful enterprises to help address society’s greatest challenges and needs. Click here to find out more.