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A Guide to Social Investment Loans

A Guide to Social Investment Loans

What is social investment? How do your loans work? These are just some of the most common questions that we hear when speaking to people each day. So, we’ve created a guide of short, informative videos to help answer some the most frequently asked questions that we are faced with here at SIS. Each question has been carefully answered by our Head of Credit & Compliance, Alistair Johnstone.

Alistair JohnstoneAlistair, started with SIS in 2011 and he is responsible for the company’s investment activities and credit compliance. Alistair provides strong direction and support for credit risk compliance across SIS. Alistair is able to support all types of organisations through SIS due to his extensive financial and relationship skills. He is eager to let organisations know that SIS is here to help and occasionally attends conferences outside of the office, providing credit support. Before his career at SIS, Alistair joined Bank of Scotland where he worked for over 20 years in various roles. Have a look below for more of Alistair’s background, and his answers to some of the most common questions that we come across.

You’re the Head of Credit and Compliance for SIS. What’s your background?

How do I apply for a loan for my organisation?

Banks can lend money to charities and social enterprises, so why the need for SIS?

Can my organisation get a loan to buy a building?

If I deliver products or services can I get a loan?

What is Social Investment Tax Relief (SITR) and other similar incentive schemes?

What is SIS Ventures? Can private companies operate with social aims?

Will our Trustees have personal liability for the loan?

How do you calculate the interest rates?

What do you want to see in my Business Plan?

We hope you have found this guide to social investment helpful. If you have any other questions, please don’t hesitate to get in touch with us here.