Support Financial Inclusion: Write to your MSP about the Fair Banking Act
29 Apr 2025
- Financial Inclusion for Scotland
Millions of people can’t get fair, affordable credit when they need it – pushing them deeper into poverty. You can help effect change...
Financial Inclusion for Scotland is calling for the UK Government to introduce a Fair Banking Act that would require banks to transparently share information about their performance in tackling access to credit. This could be through providing affordable credit to people on low incomes themselves, or by supporting community-based credit providers to do so.
The Government is now considering what its strategy will be for addressing financial exclusion (something it promised in its manifesto). We need to persuade enough MSPs and MPs to support the Fair Banking Act and ensure it is adopted as a central pillar of that strategy.
You can help us win this campaign by emailing your MSP, asking them to back the Act. Here's how:

1. Find your local MSP
To find your constituency or regional MSP, visit this link and type in your postcode.
Click on the envelope icon of the MSP you would like to contact, and an email from your account will open addressed directly to them.
Entitle your email: ‘Fair Banking Act: Help break the hold of illegal high-cost lenders’

2. Download the letter and send
Download the letter template here, and cut and paste it into the body of your email.
You are welcome to edit the letter, or send it as is - is there a personal touch or a story from your community that you could include?
Sign and send.
Thank you for your support.