Social Investment Scotland 15 year anniversary logo

Financial Highlights

Social Investment Scotland celebrated its 15th anniversary in September 2016. In every year since it was founded in 2001, SIS has built on the achievements of successive years, with 2015/16 being no exception. From a growing range of funds and products, SIS has made £53m of investment in 237 organisations across Scotland.

SIS looks forward to the next 15 years and beyond, continuing to support high-impact businesses to sustain and grow their social and economic impact.

Since 2001
In 2015/16

SIS (Community Finance)

SIS (Community Finance) is our core loan fund. This fund provides a range of flexible loans from £10,000 to £250,000, including our popular bridging loan product.

Scottish Investment Fund (SIF)

The £31.8 million SIF was created in 2008 by the Scottish Government to help build the capacity of the third sector in Scotland. The fund has invested in 67 organisations, in a range of sectors, across Scotland.

Social Growth Fund (SGF)

The SGF is a £16 million partnership between the Scottish Government and Big Society Capital. The fund provides loans from £100,000 to over £1 million. SGF has a risk capital product which, if offered, is popular with organisations looking to grow their activities and impact.

Asda Community Capital

Designed to support early-stage social enterprises looking to access social investment for the first time. Loans range from £10,000 to £50,000, with 5% interest rate and interest-free for the first year.

SIS Community Capital

The innovative fund (using social investment tax relief) suited to social enterprises looking to scale. Loans of £25,000 to £100,000, interest-only for the first three years at a rate of 6%.


 SIS (Community Finance)Scottish Investment Fund (SIF)Social Growth Fund (SGF)Asda Community CapitalSIS Community CapitalTotals
Investments issued1,624,873275,022936,943
Number of new customers16-310231
Number of loans243310747
Interest income362,454809,373208,168--1,379,995
Year-end balances5,026,62211,031,9763,299,606327,944399,00020,085,148

Financial highlights table 2015/2016

Since 2001

 SIS (Community Finance)Scottish Investment Fund (SIF)Social Growth Fund (SGF)Asda Community CapitalSIS Community CapitalTotals
Loans issued16,956,28815,596,3543,229,637327,944399,00036,509,223
Grants issuedN/A16,203,646N/A16,203,646
Number of new customers173466102237
Number of loans219907107333
Average loan amount77,426173,293461,377 32,79457,000109,637
Total Invested16,956,28831,800,0003,229,637327,944399,00052,712,869

Financial highlights since 2001 table

Full annual accounts can be found on our website.

In 2016, SIS was the first Responsible Finance provider in the UK to undertake the comprehensive, third-party credit rating assessment by Aeris.