About us

We offer third sector organisations investment to enable job creation, community engagement and economic development all over Scotland

Our mission

To connect capital with communities; to make a real, measurable and sustainable impact on people's lives.

About SIS

Social Investment Scotland (SIS) is the largest not for profit provider of business loans to the third sector in Scotland as well as being a social enterprise and registered charity.

SIS is also Scotland's, and one of the UK's, largest Community Development Finance Institutions (CDFI). A CDFI makes loans and other repayable investments to charities, community organisations and social enterprises that may find it difficult to access finance from other sources.

We were established in 2001 by the Scottish Government and the main commercial banks who each provided capital;

  • RBS
  • Bank of Scotland
  • TSB
  • Clydesdale

In 2009 further capital was provided by the Co-operative Bank.

Our sole focus is to support growth in Scotland's communities by providing a range of finance products. We invest in third sector organisations that have the capability to make sustainable social impacts and our loan funds have already helped hundreds of charities, community organisations and social enterprises across Scotland. Currently, SIS is supporting local job creation, community engagement and economic development in almost every city, town and region nationwide.

The Scottish Government, as well as other support bodies within the third sector were also actively involved in our conception. Since 2008, Social Investment Scotland has been the fund manager of the Scottish Investment Fund on behalf of the Scottish Government which is the largest fund of its kind in Scotland.

Our performance

Please click on the links below for copies of our Annual Accounts which includes our Chairman's Statement.

Annual Accounts 2017

Annual Accounts 2016

SIS is a member of Responsible Finance, as a member SIS complies with the Responsible Finance Code of Practice. A copy of the Code of Practice can be found here.

Our comments and complaints policy can be found here.